Bloom In The Park 2016

Fantastic atmosphere at Bloom this year. Michael D Higgins enjoying the good weather!

What is home insurance?

Explaining home insurance:

This type of insurance is probably the most important insurance policy any family can purchase. Without it, you could literally lose the very house over your head… within seconds! Home and contents insurance protects your home, contents and third parties against loss, damage and injury. Unlike car insurance, it is not a legal requirement that you take out a home insurance policy, however, your mortgage lender will more than likely insist that you do…along with mortgage protection cover!

Not everything can be covered in a home insurance policy:

Keep in mind that items like credit cards, fences, garden sheds/ornaments, very high value items, bicycles, etc, may not be covered under your policy. Always read the policy, word by word, so that you know how protected you really are. If you are a tenant, chances are your own personal belongings will not be covered under the landlord’s insurance policy…so you may decide to take out your own contents policy, particularly if you have some of your own valuable possessions within the property.

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